Globe Life
American Income Life Division
Agent - Jose M Ramos
Life, Accidental & Health or Sickness
License # 4416838
Contact : 951-462-9226 / (559) 425-6246
Email : jmr.ail.globelife@gmail.com
About American Income Life Insurance Company
American Income Life is an international Company protecting working families in the United States, Canada, New Zealand, and through our wholly-owned subsidiary, National Income Life Insurance Company in New York.
American Income Life has served working families since 1951 with life, accident, and supplemental health products to help protect members of labor unions, credit unions, associations, and their families. AIL representatives develop long-term relationships with clients and meet them where they are most comfortable: their homes.
Life Insurance
What is life insurance?
Life insurance is needed for the “what-ifs” in life. What if I die unexpectedly? Could my family continue to live in our home? Would my children have the funds to attend college? Will my family have the funds on hand to pay for my funeral and final expenses? Life insurance is there to provide financial help to those affected by the “what if” situations.
Whole life insurance and term life insurance
There are two types of insurance: whole life and term life. The specifics of your life — age, income, and other factors — help determine which type of and how much life insurance is appropriate for you.
But one fact remains true: funds for your funeral and final expenses will always be needed.
If the loss of your income would negatively impact those who depend on you, consider adding a term life policy to a whole life policy. Term life insurance can help your family if you die during your peak earning and asset accumulation years.
Supplemental
Insurance
Accident and Supplemental Health Insurance
Being prepared is important … especially if you develop a health problem like cardiovascular disease, stroke, cancer, or are involved in an auto accident that lands you in intensive care. These events can impact not only your health, but also the financial wellbeing of your family. American Income Life can help you be more prepared to face the future.
Our supplemental insurance products complement any insurance you may already have in place and pay in addition to any other coverage you have. No “primary/secondary” rules. You get the benefits you signed up for.
No Cost
Products
American Income Life offers a variety of no-cost products to help provide valuable protection for you and your family.
Legacy Will Kit
Help protect what you’ve built.
You built a blissful life: made your house a home, raised bright children, and connected with your neighbors and community. A life well-lived deserves a proper send-off.
American Income Life’s no-cost Legacy Will Kit helps you decide who will take care of your family, leave all you’ve worked for to those you love, and secure your future wishes.
Learn More About Legacy Will Kit
No-Cost Child Safe Kit®
Every parent has had the frightening experience of looking away from their child for mere seconds, only to find them gone when they look back. Fortunately, they are usually quickly found close by. But what if they’re not? AIL’s Child Safe Kit® makes pertinent information about your child available in one place, at a moment’s notice, when seconds count the most.
Endorsed and supported by the International Union of Police Associations, AIL's Child Safe Kit adds an extra level of assurance for the family and shows our ongoing support and commitment to the community.
American Income Life provides these kits at no cost to parents/guardians, schools, and child care centers.
Special Risk
Division
The Special Risk Division of American Income Life provides blanket accident policies for youth serving organizations including, but not limited to: 4-H/Cooperative Extension, Summer Camps, TRIO and GEAR UP, Student and Youth Travel, and Colleges and Universities. Our motto is “Serving Those Who Serve Others”. We have specialized in this coverage since 1952.
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